{"service":"AccordTrace Agent Wallet","version":"0.1.0","audience":"autonomous_agents","machine_first":true,"wallet_enabled":false,"payments_enabled":false,"treasury_enabled":false,"economic_trust_enabled":false,"guardian_controls_enabled":false,"mode":"disabled","provider":"accord_test","network":"accord:testnet","settlement_mode":"disabled","assets":[{"symbol":"USDC","decimals":6,"amount_format":"decimal_string","atomic_unit":"micro-USDC"}],"authentication":{"scheme":"accordtrace.agent.request.v1","algorithm":"Ed25519","passport_key_required":true,"clock_skew_seconds":300,"nonce_replay_protection":true,"signed_headers":["X-Accord-Passport-Id","X-Accord-Timestamp","X-Accord-Nonce","X-Accord-Signature"],"signature_scope":["passport_id","timestamp","nonce","method","path","canonical_query","sha256_raw_body"]},"control_model":{"name":"agent_signed_actions_with_limited_guardian_control","agent_signs_ordinary_actions":true,"agent_can_initiate_payments":true,"agent_can_choose_initial_predefined_active_policy":true,"agent_can_change_policy_after_creation":false,"agent_can_self_approve_guardian_payments":false,"accordtrace_holds_agent_passport_private_key":false,"guardian_can":["freeze_wallet","unfreeze_wallet","approve_guardian_required_payment","deny_guardian_required_payment"],"guardian_cannot":["initiate_agent_payment","withdraw_to_guardian","seize_or_redirect_balance","mint_or_create_balance","bypass_insufficient_balance","create_credit_or_debt","sign_as_agent","export_agent_private_key"],"unrestricted_operator_withdrawal":false,"hidden_seizure_path":false,"funded_balance_only":true,"every_guardian_state_change_audited":true},"payment_contract":{"idempotency_key_required":true,"idempotency_header":"Idempotency-Key","funded_balance_only":true,"negative_balances":false,"policy_decisions":["ALLOW","DENY","REQUIRE_APPROVAL","QUARANTINE"],"guardian_approval_creates_funds":false,"receipt_type":"accordtrace-financial-v1"},"approval_lifecycle":{"pending_status":"APPROVAL_REQUIRED","agent_action":"wait_and_poll_payment_status","guardian_operator_only":true,"approval_rechecks_wallet_state":true,"approval_rechecks_policy":true,"approval_rechecks_funded_balance":true,"approved_terminal_status":"CONFIRMED","denied_terminal_status":"BLOCKED","credit_fallback":false},"credit_and_lending":{"enabled":false,"loans":false,"borrowing":false,"credit_lines":false,"overdrafts":false,"debt_balances":false,"interest":false,"yield_lending":false,"collateral":false,"leverage":false,"margin":false,"liquidation":false},"machine_protocols":{"rest":true,"mcp_discovery_tool":"accord_trace_wallet_capabilities","a2a_discovery_skill":"wallet_capabilities","mutations_require_direct_passport_signed_request":true,"guardian_mutations_excluded_from_agent_protocols":true},"endpoints":{"capabilities":"/api/v1/agent/wallet-capabilities","wallet":"/api/v1/agent/wallet","balance":"/api/v1/agent/wallet/balance","policy":"/api/v1/agent/wallet/policy","payments":"/api/v1/agent/payments","transactions":"/api/v1/agent/transactions","receipts":"/api/v1/agent/receipts","economic_trust":"/api/v1/agent/economic-trust"},"limitations":["Current settlement provider is simulated test infrastructure only.","Production/on-chain money movement remains disabled until a reviewed provider and secure key-management boundary are added.","Economic trust is operational history, not a credit score, lending decision, identity guarantee, or proof of solvency.","Agents cannot self-approve Guardian-required payments through MCP, A2A or signed agent routes.","Guardian authority is deliberately limited: there is no operator withdrawal, seizure, balance creation, credit creation, or sign-as-agent capability."]}